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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Building A New Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.



Mortgage Loan Officers
Surie Legge
Cobalt HQ Office
7148 Towne Center Parkway
Papillion, NE 68046
402-699-7642
NMLS ID: 545289
slegge@cobaltcu.com
Rachel Moeller
Cobalt HQ Office
7148 Towne Center Parkway
Papillion, NE 68046
402-660-4377
NMLS ID: 1079441
rmoeller@cobaltcu.com
Maribel Garcia
Bellevue Branch
2204 Longo Drive
Bellevue, NE 68005
402-514-4903
NMLS ID: 1560070
mgarcia@cobaltcu.com
Jenni Scebold
Maple Branch
17020 Evans Plaza
Omaha, NE 68116
402-514-4955
NMLS ID: 999576
jennifer.scebold@cobaltcu.com
Wendy Walker
Cobalt HQ Office
7148 Towne Center Parkway
Papillion, NE 68046
402-514-4967
NMLS ID: 1569933
wendy.walker@cobaltcu.com
DJ Rorebeck
Council Bluffs Office
402-968-8397
NMLS ID: 457139
debra.rorebeck@cobaltcu.com

Ready for your next home loan?
Chloé Hamel
Millard Branch
15325 Weir St
Omaha, NE 68137
402-514-4904
NMLS ID: 1608143
chloe.hamel@cobaltcu.com
Contact us now to get prequalified!
Today's Rates
Today's loan rates
RatePointsAPRPayment
Conventional 15 Year Fixed (PM)
Interest Rate2.250%Discount Points0APR2.607%Payment Amount$786
Conventional 30 Year Fixed (PM)
Interest Rate2.500%Discount Points0APR2.693%Payment Amount$474
VA 30 YR FIXED (PM)
Interest Rate2.250%Discount Points-0.250APR2.441%Payment Amount$459
FHA 30 YR FIXED (PM)
Interest Rate2.250%Discount Points-0.225APR3.129%Payment Amount$459


Financing Options:

  • Fixed Rates Available
  • Purchases and Refinances
  • Primary Residence and Investment
  • Lot/Land Loans and Permanent Financing
  • 10, 15, 20, or 30 year terms are available.
  • Need a Home Equity Loan? Visit our Home Equity Page!



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